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About
About
At Edwards Resource Services, we believe that smart loans lead to strong investments. As your trusted partner in real estate financing, we specialize in providing tailored funding solutions to help investors, developers, and business owners achieve their goals.
From Fix & Flip loans to DSCR loans, New Development loans, and beyond, we simplify the hard money lending process and provide the expert guidance you need to make informed decisions. Our mission is to deliver competitive rates, fast approvals, and personalized service that puts your success at the forefront.
With Edwards Resource Services, you’re not just securing a loan—you’re building a future. Smart Loans, Strong Investments—let’s grow together!
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6. What’s the difference between a Buy & Hold loan and a Fix & Flip loan?Buy & Hold Loans are for investors looking to purchase and hold properties for rental income or long-term appreciation. Fix & Flip Loans are for short-term investments, focusing on buying, renovating, and selling properties for a quick profit.
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3. How does a Fix & Flip loan work?Fix & Flip loans provide short-term financing to purchase and renovate properties. These loans typically cover both the property purchase price and a portion of the renovation costs, with repayment expected within 6 to 18 months.
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5. Can I get a loan to purchase undeveloped land?Yes! We offer Land Loans for raw or undeveloped land. These loans are great for purchasing property for future construction or investment purposes.
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1. What types of loans does Edwards Resource Services offer?We specialize in a wide range of loan products, including: Fix & Flip Loans for real estate investors. New Development Loans for construction projects. DSCR Loans based on rental property income. Refinance Loans (Cash-Out or Rate & Term). Land Loans for purchasing undeveloped land. Buy & Hold Loans for long-term property investments. Commercial Loans for business properties. Mobile Home Park Loans for property acquisition or upgrades. Traditional Financing in Georgia, Illinois, and North Carolina (Coming Soon).
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2. Who can qualify for a DSCR loan?DSCR loans are ideal for real estate investors who own or plan to purchase income-generating properties. Instead of personal income, qualification is based on the property’s cash flow and its ability to cover debt payments.
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11. Why should I choose Edwards Resource Services for my loan needs?At Edwards Resource Services, we are committed to: Offering tailored loan solutions to fit your unique needs. Providing expert guidance throughout the process. Delivering competitive rates and fast approvals.
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9. What documents do I need to apply for a loan?The specific documentation depends on the loan type, but generally, you’ll need: Proof of income or property cash flow (for DSCR loans). Credit history and score. Property details (e.g., appraisal, purchase agreement). Business or project plans (for New Development or Commercial loans). Our team will guide you through the exact requirements for your loan application.
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7. Do you provide loans for mobile home parks?Yes! Our Mobile Home Park Loans can be used to purchase, refinance, or improve mobile home park properties, whether they are fully operational or in need of upgrades.
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4. What is a Cash-Out Refinance, and when is it a good option?A Cash-Out Refinance allows you to replace your current loan with a new one for more than what you owe, letting you access the difference as cash. It’s an excellent option if you need funds for renovations, debt consolidation, or other investments.
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10. How long does it take to get approved?Loan approval times vary by type. Short-term loans like Fix & Flip can often be approved within a few days, while larger loans, such as New Development or Commercial loans, may take a few weeks.
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8. What is Traditional Financing, and when will it be available?Traditional Financing refers to conventional mortgage options for residential properties. We are working to offer this service soon in Georgia, Illinois, and North Carolina. Stay tuned for updates!
FAQ
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